With the Southern region's economy undergoing a significant restructuring phase, understanding the costs and roadmap for organizational reorganization is crucial for businesses to preserve their resources. This article provides a comprehensive overview of service fees, from financial consulting to bankruptcy legal services, helping business owners make the most informed decisions at this critical juncture.
Why is it crucial for businesses to understand the costs of restructuring?
This period is predicted to be a time of intense market transformation. Understanding the projected budget not only helps business owners proactively manage their finances but is also key to implementing urgent risk management strategies in the face of unpredictable fluctuations.
Restructuring at this time brings about core values aimed at protecting the interests of executives:
- Maximize the preservation of remaining assets against mounting debt obligations from partners and credit institutions.
- Minimize personal legal risks for legal representatives regarding tax debts, social insurance contributions, and employee salaries, which are subject to stricter regulations.
- This opens up opportunities for recovery through new regulations or allows for a controlled withdrawal to protect long-term business reputation.
Overview of the business services market in the city in the new phase.
The reality of the wave of dissolutions and bankruptcies in 2025-2026
Based on data from Ho Chi Minh City Business Association (HUBA), On average, around 20,000 entities withdrew from the market each month over the past year. 2026 is projected to be the peak year for debt resolution and bankruptcy proceedings. This will lead to a surge in demand for specialized consulting services in the country's largest economic hub.
Changes in the legal framework affect costs.
The impact of the amended Enterprise Law 2025 and Decree 168/2025/ND-CP has significantly changed compliance costs. Although service costs tend to increase slightly due to stricter documentation requirements and post-audit procedures, this professionalization helps businesses significantly minimize long-term risks. Businesses can learn more about optimal solutions at [link/website]. business restructuring to ensure a safe implementation plan.
Detailed price list for business restructuring services in 2026
To provide businesses with a clear overview, we have compiled common service fees based on specific sizes and needs. Please note: This price list is for reference only; the actual cost will depend on the complexity of each specific case.
Below is a summary table of basic cost categories:
| Service category | Business size | Reference fee (VNĐ) | Important note |
|---|---|---|---|
| Financial review | Small and medium | 50 – 150 Million | Assessing tax and cash flow risks |
| Operational consulting | Medium scale | 300 – 800 Million | Restructuring the system, bank debt. |
| Corporate restructuring | Large scale | From 1 to 5 billion VND | Complex legal entity, large system |
| Complete dissolution package | Basic | 15 – 35 Million | No outstanding taxes, no outstanding insurance payments. |
| Intensive dissolution | Complicated | From 60 Million | Handling outstanding debts and risky invoices. |
| Administrator fees | Bankrupt | 2% – 5% assets | According to regulations of the Ministry of Justice |
Note: The above fees do not include value-added tax and other administrative fees payable directly to government agencies.
Details of consulting and legal services packages
The following content provides a more in-depth analysis of the workload and corresponding fees:
- Financial advisory package for small businesses: Focuses primarily on short-term cash flow management and reducing fixed costs to ensure survival.
- Comprehensive Dissolution Legal Package: Designed for entities with incomplete tax records, needing to address invoice issues, or finalize long-standing social insurance data.
- Bankruptcy and recovery services: Includes fees for assessing the insolvency status (20-40 million VND) and fees for developing a recovery plan (50-200 million VND).
Legal risks and penalties for failure to implement restructuring legally.
Delays or improper implementation of dissolution or bankruptcy procedures can lead to serious penalties for business owners.
Below is a summary table of some violations and their corresponding penalties under the new regulations:
| Violation | Expected fine amount | Additional penalties/Consequences |
|---|---|---|
| Late submission of dissolution documents. | 20 – 50 Million | Enforcement of invoices, blocking tax identification numbers. |
| Disposing of assets before bankruptcy | 100 – 500 Million | Prosecute criminal liability (if sufficient grounds exist). |
| Failure to notify creditors. | 30 – 70 Million | Compensation for damages to the relevant party. |
| Prolonged social insurance debt | According to % principal debt | The legal representative is prohibited from leaving the country. |
Note: These penalties are applied according to the latest administrative penalty framework of 2026. Businesses should pay special attention to avoid double financial losses.
Factors determining service prices in 2026
Pricing is not fixed but varies based on many specific factors. Understanding these variables will help business owners negotiate more effectively:
- Accounting record status: Businesses that have lost documents or have numerous tax errors often have to pay higher service fees due to the increased effort required for review.
- Debt structuring: Handling secured debt is far more complex than unsecured debt, requiring sophisticated negotiation skills.
- Personnel scale: Severance pay and labor dispute resolution costs could account for up to 30% of the total reconstruction budget.
- Timeline requirements: Urgent processing requirements to meet M&A or project transfer deadlines will incur additional costs.
Cost-effective and safe implementation methods
Businesses can absolutely reduce their budget if they prepare thoroughly:
- Proactively review documents periodically: Reduce the workload for the consulting firm right from the initial submission stage.
- Implementing online public services: According to local press reports, digital transformation in administrative procedures in the city has saved approximately 71% in compliance costs.
- Implement restructuring early: Don't wait until you run out of capital, because at that point the chances of negotiating debt will be very low and the service fees for handling bad debts will increase significantly.
Frequently Asked Questions about Dissolution and Bankruptcy in 2026
- How long does it take to dissolve a business? The standard process usually takes 4-8 months, depending on the tax settlement schedule.
- Will business owners with tax arrears be banned from leaving the country? According to regulations in 2026, the legal representative of a business with overdue tax payments will be temporarily prohibited from leaving the country until the obligation is fulfilled.
- Does bankruptcy damage personal reputation? If followed correctly according to the law, bankruptcy is a civilized solution to terminate debt obligations, allowing business owners to start over in a transparent manner.
Conclude
Restructuring is not a sign of failure, but rather a bold risk management strategy. Understanding reference prices and legal regulations allows leaders to proactively manage budgets, avoid being misled, and protect their personal liability. Consider this an investment to safeguard remaining achievements and prepare for a more sustainable new business journey.
Contact information for MAN – Master Accountant Network
- Address: 19A, 43rd Street, Tan Thuan Ward, Ho Chi Minh City
- Mobile/Zalo: 0903 963 163 – 0903 428 622
- Email: man@man.net.vn
Other services
- Auditing: Auditing Services, Construction Auditing Services, Financial statement audit services
- Accounting and Taxation: Tax accounting services, Tax report, Transfer Pricing Advisory. Tax Accounting Services, Tax reporting services, Transfer Pricing Service, Affiliate Trading Service
- Legal aspects: Work permit services, Business registration certification services, Investment Certificate
- Other: Transfer Pricing Service, Affiliate Trading Service, Business Operations Consulting Services
Content production is overseen by: Mr. Le Hoang Tuyen – Founder & CEO of MAN – Master Accountant Network, CPA Vietnam with over 30 years of experience in accounting, auditing, and financial consulting.
